Loan shark:高利贷者;以极高利息向他人放贷、常伴随威胁或非法催收手段的人。(也可指“高利贷机构/放贷者”。)
/ˈloʊn ˌʃɑːrk/
He borrowed money from a loan shark to pay the rent.
他为了付房租向一个高利贷者借了钱。
Desperate for cash, she turned to a loan shark, only to find the interest and intimidation spiraling out of control.
她急需现金,只好求助于高利贷者,却发现利息和恐吓手段迅速失控,难以收拾。
Loan 意为“贷款”,shark 原义是“鲨鱼”。英语里 shark 常被引申为“掠夺性、趁人之危的人”(如 card shark 指“赌术高手/老千”)。因此 loan shark 字面是“像鲨鱼一样咬人的放贷者”,形象地强调其剥削性与危险性。